Introduction
These Terms & Conditions govern your use of the website operated by Henox Insurance Broker Services Private Limited ("Henox", "we", "our", "us"). By accessing or using the website, you agree to be bound by these terms.
Company Status and Regulatory Disclosure
Henox Insurance Broker Services Private Limited is an insurance intermediary. We do not underwrite insurance risk. Insurance policies are issued by respective insurance companies and are subject to insurer policy terms, exclusions, premiums and conditions.
- IRDAI Licence Number: IRDAI/DB/1223/2025
- IRDAI Certificate Number: 1134
- CIN: U66220UP2025PTC221775
- GST: 09AAHCH8954Q1ZI
Acceptance of Electronic Communications
By using our website or sharing your contact information, you consent to receive communications from Henox electronically — including email, SMS, WhatsApp and phone — relating to your enquiries, quotes, policies, renewals and claims.
User Eligibility
You must be at least 18 years of age and competent to contract under applicable Indian law to use our services or purchase insurance through Henox.
Insurance Quotes and Comparisons
Quotes displayed or shared by Henox are indicative. The final premium, coverage, terms and acceptance of risk are determined by the insurer based on underwriting, documentation, declarations and applicable policy terms.
Customer Information and Verification
You agree to provide accurate, complete and current information for KYC, underwriting, policy issuance and claims. Withholding or misrepresenting material information may affect policy issuance and claim settlement at the insurer's discretion.
Limitation of Liability
Henox provides advisory and broking services. To the maximum extent permitted by law, Henox shall not be liable for any indirect, incidental or consequential losses arising from use of the website, including claim repudiation, settlement timelines or amounts determined by the insurer.
Governing Law and Jurisdiction
These terms are governed by the laws of India. Any dispute shall be subject to the exclusive jurisdiction of the competent courts at Ghaziabad, Uttar Pradesh.
Contact Information
For questions about these terms, please contact us at info@henoxinsurance.com or call +91 92119 98009.